This book is to teach young people how to use money wisely to become financially free.

The skills I share with you in this book are what has given me the lifestyle I want, free time and passive income to enable me to enjoy life, free from money worries. These skills are now doing the same for my sons.

My 23-year old Luke has planned to be financially free by the time he is 35. My 19-year-old Alex even earlier; and I have written here exactly how they are doing it and how my five sons and I are doing it as a family.

By the time you have completed the book you will know more about how to use money than most of the population. I hope you use this knowledge to your advantage, because a life with limited money is a hard and stressful life.

If you asked the people you know the actual steps they would take to become wealthy, I’d bet not many would know where to start. You, on the other hand after reading this book, will know exactly where to start. You will have all the skills you need, a detailed formula for wealth. I’m hoping the fact that you bought this book means that you are serious about changing your financial future. You have taken the first step of your financial journey to improve yours and your family’s life forever. Who is the book for?

This book is for you if you:

– Want to know how to become financially free.

– Want to have more time to do as you please.

– Want to understand how to invest money to protect your loved ones.

– Want to pass on good money skills to your children.

– Want to leave a legacy for your children.

– Value freedom.

Ray Spooner

Audiobooks