Henry and Heather visit Santa Royale to see about selling an inherited house. They find an exhibitionist and sexual paradise.
The two then discover that they can use Santa Royale as a business setting to make the kind of money that they need to live in an expensive paradise.
To make even more money, the two then lure investors to a tropical island vacation, in order to sell an investment plan. A hurricane intrudes, but Heather uses sexual games to keep the investors in a happy mood.
The two then get involved with mainland Chinese business people, back home at Santa Royale. Sex earns more money.
In order to survive, Santa Royale has to bribe local officials. Heather stars in a sexual charity ball and then walks home, nude in public.
The two then help recruit new Santa Royale residents.